Credit cards are a tool and when you budget accordingly use them that way, you can use credit card rewards to score bonuses like free travel.
Becoming debt free is an important milestone to reaching financial freedom. A drastic change to your spending can speed up the process significantly. Hear how this story of how moving to the hood lead to debt freedom.
Restrictions. Constrictions. Self-denial. And Self-deprivation. These are often common thoughts that come to mind when the average person considers putting themselves on a budget. And for people who are unfamiliar with the freedoms of money management, the problem lies with the thought that once a budget is implemented, all the “fun” goes out the window. […]
It’s probably crossed your mind before that you should control your clothing spending, but have you ever really sat and thought about how much those clothes will really cost you? We break down real examples, like buying Nike stock instead of Jordans every year, to show you the real cost of your clothes.
People hate budgeting or learning to make a budget (myself included). I mean really, really hate it. Maybe it’s the work it takes to track and categorize your spending. Maybe it’s the idea of restricting yourself from your full spending potential. Maybe it’s some core human aversion to thinking about money. Who knows… The thing […]