When it comes to wealth creation in America, there is one term you need to know—The Accredited Investor. If you don’t know what an accredited investor is or whether you meet the requirements to qualify as one, read our breakdown. It’s important to understand the basics of being accredited as you progress in your wealth […]
People who know me personally understand there is little to no range in the music I listen to. I’m not eclectic and can’t tell you what Katy Perry or John Legend’s last songs were, but if you want to debate the merits of 2 Chainz’ last album, discuss the progression of southern rap from T.I. […]
As you can imagine, I get a lot of questions about money. In a given month, across email, text and phone calls from friends, family and the Wealth Noir community, I hear a lot of questions about personal finances and building wealth. They range far and wide in their level of complexity and different aspects […]
Once I was home watching television with my family when my bank called to ask if I had used my debit card at a fast food restaurant in Texas. I was immediately alarmed by the question. First, I never eat at that particular restaurant and secondly, I was in the Washington, DC area and my […]
I didn’t know I wanted to be an accredited investor until I found out what an accredited investor was. It was 2014. I had just started my new job at Facebook and was starting to get more into personal finances. After having been laid off from my first tech job, I had a newfound respect […]
When my husband and I filed our 2016 taxes, we realized we owed almost $20,000 in federal taxes instead of getting a tax refund. I was shocked. I thought I was paying the right amount all year only to learn I was underpaying while my husband was paying just enough. This expensive lesson taught us […]
I would not have my job if I had bad credit. Before I was a diplomat, I went through an extensive background check; and they verified everything on my credit report including my student loans and retail store credit cards. Any negative information could have affected my ability to serve my country and provide an […]
When you hear the word “wealth”, what you are really hearing is net worth. If you aren’t actively calculating and tracking your personal net worth, you will struggle to build long-term wealth. Let us demystify this financial concept and explain how to easily track and monitor your net worth.
Everyone has to choose what’s important to them. I decided that building wealth would be an important part of my life. There are specific reasons why I put so much time and effort into creating wealth and educating others. Hopefully, I can help you find inspiration.