When it comes to saving extra money and budgeting, there are a few apps that I’ve come to rely on to help me save more money for investing and wealth creation. I personally use all of them and have seen that they really work. When looking for extra money and building wealth, every extra bit […]
Treat Your Credit Cards Like Cash To Get Free Travel
Credit cards are a tool and when you budget accordingly use them that way, you can use credit card rewards to score bonuses like free travel.
Moving to the “Hood” To Become Debt Free
Becoming debt free is an important milestone to reaching financial freedom. A drastic change to your spending can speed up the process significantly. Hear how this story of how moving to the hood lead to debt freedom.
5 Reasons To Add Fun Money To Your Budget
Restrictions. Constrictions. Self-denial. And Self-deprivation. These are often common thoughts that come to mind when the average person considers putting themselves on a budget. And for people who are unfamiliar with the freedoms of money management, the problem lies with the thought that once a budget is implemented, all the “fun” goes out the window. […]
What Are Your Clothes Really Costing You?
It’s probably crossed your mind before that you should control your clothing spending, but have you ever really sat and thought about how much those clothes will really cost you? We break down real examples, like buying Nike stock instead of Jordans every year, to show you the real cost of your clothes.
The Feel-Good Budget for Building Wealth
People hate budgeting or learning to make a budget (myself included). I mean really, really hate it. Maybe it’s the work it takes to track and categorize your spending. Maybe it’s the idea of restricting yourself from your full spending potential. Maybe it’s some core human aversion to thinking about money. Who knows… The thing […]
Emergency Fund: What It Is, Why You Need It, How to Start It
This year marked the 10th year of my government career. It was also the first time I was told my position was non-essential. So when the government shutdown due to lack of funding on Jan. 20, I was told not to report to work until Congress signed a budget. When the government is under furlough […]
8 Ways to Save on Rent and Homeownership
Home, shelter, a house. A basic need we all have and one of the most expensive things we spend our money on. Housing remains one of the biggest expenses for most people and is inescapable. While it can be easy to spend less on food, clothing, and vacations … it can be harder to save […]
Using Cyber Monday and Black Friday to Build Wealth
The holiday shopping season doesn’t need to always turn into reckless spending on things you don’t need. With a little thought and effort, Cyber Monday and Black Friday can be a great time to invest in generating wealth. Find out how to maximize this time of year.
3 Ways to Pay Yourself First
A key step in your wealth journey is learning to pay yourself first. The wealthy use this simple concept the ensure they are building wealth with their income to acquire assets and grow their net worth. Learn 3 ways to ensure you are paying yourself first and generating wealth.