Valentine’s Day is a time where you can show how important someone is in your life. But, it also occurs during Black History Month. Celebrate both with one of these black-owned or pro-black gift ideas.
Self-Care & Planning
Health Insurance for Expats and the Unemployed
Health insurance important for everyone because you can never predict your health. Losing or leaving your job can make that difficult, in addition to moving overseas. UNderstand the basics of navigating health care without a job to provide your insurance.
The Stress of Money and How to Cope
For too many, money is a source of stress and worry. Getting into the correct money mindset and learning to cope with the stress is important for building your wealth and keeping it. Learn some techniques to dealing with the stress money can cause in your life.
6 Health Insurance Plans and How to Choose the Best One
Choosing the right health insurance plan with your employer can be complicated. HMOs, PPOs, PSOs and EPOs. Picking the right plan can be difficult, but the wrong decision can cost you significantly. Learn the difference between common health insurance options and how to choose the right one for you.
Health Insurance Options for Entrepreneurs and Freelancers
As an entrepreneur who is also working a 9 to 5, I am constantly thinking about what I would need to become a full-time entrepreneur with health benefits. One advantage I have is that my husband also works, and he has access to his employer’s health care plan. So if I left my job tomorrow, […]
Should Life Insurance Be a Part of Your Wealth Journey?
If the law requires drivers to have car insurance and a bank won’t give you a loan for a house without homeowners’ insurance–why aren’t we required to have life insurance? The whole point of insurance is to protect your asset–and you are your family’s greatest asset. This is especially true if you are the primary […]
Avoiding Taxes with Health Savings Accounts (HSAs)
This is a guest post by Liz of Open Mouth Gets Fed who has come to share her knowledge with the Wealth Noir Community. If you have been paying even a modicum of attention to political news, you may have noticed that healthcare is a thing right now. So are taxes (especially since the Senate […]
Surviving the Haitian Earthquake and Why Wills Are Not Enough
My family had a will and thought we were protected. But, after surviving the 2010 Haitian Earthquake, we realized our children were not properly protected if we were to die. We dug into estate planning and made the needed changes to our estate. Learn what you can do to get your affairs in order.