“The following conversation was conducted over email and edited for flow and clarity.” We actively seek out members of our community who are doing important things in personal finance. We want to give you examples of different paths to creating your own wealth. Each story uncovers valuable insights to help shape your personal wealth journey. […]
Fun Fact: It’s possible to use retirement funds to help pay for children’s college expenses. Although there are a plethora of articles of how parents can use their retirement savings to pay for their kids’ college (I love my [future] children…but no), I’ll explain how you can CREATE a retirement account for your children and […]
There is a savings crisis in our country. Incomes haven’t increased significantly over the years, while the costs of housing, healthcare, and even consumer spending have risen considerably. By some estimates, if you’ve been able to save $10,000 you’re already in the top 25% of Americans. With these numbers, you would think …
Over the last year, Bitcoin has increased over 1395%, even after a $2000 drop on December 21, 2017, and everyone seems to want a piece of its breakthrough success. Bitcoin is arguably the hottest topic in finance, yet few people understand it. What is Bitcoin? Bitcoin is the gold standard of cryptocurrencies. At its root, […]
What if I told you that you could travel for free? Would you be interested? Well, travel rewards credit cards have helped me travel for little to nothing and I want you to achieve the same. Just last year I used the points associated with my American Express Everyday Rewards credit card to pay for […]
I can’t stress enough – cryptocurrencies are assets that should be considered very risky. If you are not comfortable with losing your entire investment, you should likely look for other investments. This article assumes an understanding of stock valuation fundamentals and the blockchain. Since my first article, Going from Stocks to Bitcoin, My First Purchase, […]
I would not have my job if I had bad credit. Before I was a diplomat, I went through an extensive background check; and they verified everything on my credit report including my student loans and retail store credit cards. Any negative information could have affected my ability to serve my country and provide an […]
This is a guest post by Liz of Open Mouth Gets Fed who has come to share her knowledge with the Wealth Noir Community. If you have been paying even a modicum of attention to political news, you may have noticed that healthcare is a thing right now. So are taxes (especially since the Senate […]
When I was a kid, I wanted to buy a country. Really, is there any better sign of wealth to a pre-teen? As I got older my definition of owning a country matured into owning a piece of the economy. Learn how you can easily own a piece of a country with ETFs.
The holiday shopping season doesn’t need to always turn into reckless spending on things you don’t need. With a little thought and effort, Cyber Monday and Black Friday can be a great time to invest in generating wealth. Find out how to maximize this time of year.