It was 2015, and we needed a break. My wife and I had been married for a few years and enjoying our new life together in California. We got new jobs in 2014, which meant more money, but also a lot more time at work and a lot more saving. I couldn’t tell you exactly […]
The Feel-Good Budget for Building Wealth
People hate budgeting or learning to make a budget (myself included). I mean really, really hate it. Maybe it’s the work it takes to track and categorize your spending. Maybe it’s the idea of restricting yourself from your full spending potential. Maybe it’s some core human aversion to thinking about money. Who knows… The thing […]
The Accredited Investor: What It Means and The Opportunities it Unlocks
I didn’t know I wanted to be an accredited investor until I found out what an accredited investor was. It was 2014. I had just started my new job at Facebook and was starting to get more into personal finances. After having been laid off from my first tech job, I had a newfound respect […]
Why I Refinanced My Student Loans
Ever since I was a kid, I didn’t like owing people money or people owing me money. I don’t even remember all the stories, but my family has always been quick to tell me about my early inclinations towards money management. I used to collect spare change, I would ask for a dime back if […]
8 Ways to Save on Rent and Homeownership
Home, shelter, a house. A basic need we all have and one of the most expensive things we spend our money on. Housing remains one of the biggest expenses for most people and is inescapable. While it can be easy to spend less on food, clothing, and vacations … it can be harder to save […]
Breaking Down Debt: The Good, The Bad, and the OK
“Debt is bad! Crush your Debt! Get Debt Free!” If you read as many personal finance sites as I do, then you’ve seen at least one of these messages within the last week. Debt is definitely on the minds of a lot of people. And with good reason. The average American holds $5,700 in credit […]
Discovering Investing and Finding Entrepreneurship: An Interview with Phillip Washington, Jr.
“The following conversation was conducted over email and edited for flow and clarity.” We actively seek out members of our community who are doing important things in personal finance. We want to give you examples of different paths to creating your own wealth. Each story uncovers valuable insights to help shape your personal wealth journey. […]
How to Buy A Country
When I was a kid, I wanted to buy a country. Really, is there any better sign of wealth to a pre-teen? As I got older my definition of owning a country matured into owning a piece of the economy. Learn how you can easily own a piece of a country with ETFs.
Using Cyber Monday and Black Friday to Build Wealth
The holiday shopping season doesn’t need to always turn into reckless spending on things you don’t need. With a little thought and effort, Cyber Monday and Black Friday can be a great time to invest in generating wealth. Find out how to maximize this time of year.
How to Earn More, Get a Raise and Maximize your Income
An important part of building wealth is maximizing your income. This may be as simple as asking for a raise at work but could mean finding a new job or getting a side hustle. Hear about proven ways to increase your income and build wealth faster.